AIG Life Insurance Review [2025 Update]

Planning for your family’s financial future is one of the most important steps you can take. Life insurance plays a crucial role in that plan, providing a safety net during difficult times. You’ve likely come across major insurance carriers in your research, and American International Group, commonly known as AIG, is undoubtedly one of them. AIG’s life and retirement businesses are now part of Corebridge Financial, but the AIG name remains prominent in the insurance landscape.

This article provides an updated look at AIG life insurance options for 2025, including term life, whole life, and specialized products like guaranteed issue policies. However, understanding one company’s offerings is only part of the picture. Finding the right insurance policy requires comparing options from across the market.

That’s where Insurance By Heroes comes in. Founded by a former first responder and military spouse, our agency is staffed by professionals who understand the values of service, dedication, and protecting others – because many of us come from public service backgrounds ourselves. As an independent agency, we aren’t tied to any single carrier like AIG. Instead, we partner with dozens of top-rated insurance companies nationwide. This allows us to shop the market extensively on your behalf, comparing policies and rates to find coverage tailored specifically to your needs and budget. Our mission is simple: to provide unbiased advice and help you secure the best possible protection for your loved ones.

So, while we’ll delve into what AIG offers, remember that the key to finding optimal coverage lies in comparison. Let’s explore AIG’s products, keeping in mind how they stack up against the broader market options available through Insurance By Heroes.

Who is AIG and Corebridge Financial?

AIG (American International Group) has been a significant name in the global insurance industry for decades. Recently, its Life & Retirement segment was rebranded as Corebridge Financial following an Initial Public Offering (IPO). While you might see the Corebridge Financial name more frequently associated with new policies, particularly annuities, the AIG brand often still appears on life insurance products and marketing materials. For consumers, the key takeaway is that these entities are closely linked, representing a large and established player in the financial services sector.

Companies like AIG/Corebridge typically undergo rigorous financial assessments by independent rating agencies such as A.M. Best, Standard & Poor’s (S&P), Moody’s, and Fitch. These ratings evaluate an insurer’s financial strength and its ability to meet ongoing policyholder obligations. Generally, AIG and its related entities maintain strong ratings, suggesting a solid financial foundation. However, financial ratings can change, and it’s always wise to check the latest assessments when considering any insurance provider. Financial stability is crucial, as you want assurance that the company will be there to pay a claim potentially decades down the line.

AIG has a vast distribution network and offers a wide array of insurance and retirement products. Their sheer size gives them significant market presence. However, large companies can sometimes be perceived as less personalized in their customer service compared to smaller or more specialized firms. Customer service experiences can vary widely, and it’s helpful to look at recent customer satisfaction surveys or reviews, keeping in mind that online reviews often skew towards negative experiences.

It’s important to understand that AIG, like any insurer, has specific underwriting guidelines and product niches. This means their policies might be very competitive for certain individuals but less suitable or more expensive for others based on factors like age, health history, lifestyle, and the specific type or amount of coverage needed. This variability is precisely why working with an independent agency like Insurance By Heroes is so beneficial – we can identify which of our dozens of partner carriers, potentially including AIG, offers the most advantageous terms for your unique profile.

Understanding the Core Types of Life Insurance

Before diving into specific AIG products, let’s quickly recap the main categories of life insurance. Understanding these distinctions is fundamental to choosing the right protection.

Term Life Insurance

Think of term life insurance as temporary coverage. You select a policy “term,” typically 10, 15, 20, 25, or 30 years. If you pass away during that term, your beneficiaries receive a tax-free death benefit. If you outlive the term, the coverage expires (though some policies offer renewal options, usually at much higher rates, or conversion options).

• Purpose: Primarily designed to cover temporary needs, such as replacing income during working years, paying off a mortgage, funding children’s education, or covering other debts that have an endpoint.
• Cost: Generally, term life insurance offers the largest death benefit for the lowest initial premium compared to permanent insurance, especially for younger, healthier individuals.
• Key Feature: Simplicity and affordability for substantial coverage over a defined period.

Permanent Life Insurance (Including Whole Life)

Permanent life insurance is designed to last your entire lifetime, as long as premiums are paid. It includes a death benefit and a cash value component that grows over time on a tax-deferred basis. Whole life is a common type of permanent insurance.

• Purpose: Covers lifelong needs, such as final expenses (funeral costs, medical bills), leaving an inheritance, estate planning, or supplementing retirement income through cash value access.
• Cost: Significantly higher premiums than term life for the same initial death benefit, due to the lifelong coverage and cash value accumulation.
• Key Feature: Lifelong protection and a savings/investment element (cash value).

Guaranteed Issue Whole Life Insurance

This is a specific type of whole life insurance policy that does not require a medical exam or health questions for approval, typically available to individuals within a certain age range (often 50-85). Acceptance is guaranteed.

• Purpose: Primarily intended for covering final expenses (burial, funeral costs) for individuals who may not qualify for medically underwritten policies due to significant health issues.
• Cost: Highest cost per dollar of coverage due to the guaranteed acceptance (insuring individuals regardless of health). Death benefits are usually modest (e.g., $5,000 – $25,000).
• Key Feature: Guaranteed approval, but typically includes a “graded death benefit,” meaning the full death benefit isn’t paid if death occurs due to non-accidental causes within the first two or three years of the policy.

Why Choosing the Right Type Matters

Selecting term, whole, or guaranteed issue isn’t just about cost; it’s about aligning the policy’s features with your financial goals and expected needs. Buying a 10-year term policy when you need lifelong coverage for final expenses is a mismatch, as is paying high premiums for a whole life policy when your primary need is covering a 30-year mortgage.

This is another area where Insurance By Heroes provides significant value. As an independent agency founded with a spirit of service, we take the time to understand your unique situation – your family, your finances, your goals, and your concerns. We don’t push one type of policy or one specific carrier like AIG. Instead, we explain the pros and cons of each option in your context and then search across our network of dozens of insurers to find the policy type and carrier that best suits your requirements and budget. Our focus is entirely on finding the right fit for you.

AIG Term Life Insurance Explored (Updated for 2025)

AIG offers term life insurance products designed to provide substantial coverage for a specific period at a relatively affordable cost. One of their prominent offerings is often marketed under names like “Select-a-Term.” Let’s break down the typical features, benefits, and potential drawbacks.

Key Features of AIG Term Life Insurance

While specific product details can change, AIG’s term life offerings generally include:

• Multiple Term Lengths: AIG typically offers a wide range of term periods, often including 10, 15, 20, 25, 30, and sometimes even 35-year terms or terms selectable year-by-year within a range. This flexibility allows policyholders to match the coverage duration closely to their needs (e.g., the length of a mortgage).
• Coverage Amounts: Coverage amounts can range significantly, often starting from $100,000 and going up into the millions, subject to underwriting approval based on financial justification, age, and health.
• Conversion Options: Many AIG term policies include a conversion privilege. This allows the policyholder to convert their term policy into a permanent life insurance policy (like whole life) offered by AIG at that time, without needing to prove insurability again (no new medical exam). This can be valuable if your health changes or your needs shift towards lifelong coverage. However, the types of permanent policies available for conversion and the timeframe during which conversion is allowed are crucial details to check.
• Riders: AIG may offer various riders (optional add-ons) to enhance the policy, such as:
  • Accidental Death Benefit Rider: Pays an additional benefit if death occurs due to a covered accident.
  • Child Rider: Provides a small amount of term coverage for eligible children.
  • Waiver of Premium Rider: Waives premium payments if the insured becomes totally disabled under the rider’s defined conditions.

  Availability and cost of riders vary.

Pros of AIG Term Life Insurance

• Brand Recognition & Financial Strength: As part of a large, established entity (AIG/Corebridge), there’s a sense of security regarding the company’s ability to pay claims.
• Variety of Term Lengths: The flexibility in choosing term durations is a significant advantage, allowing for precise planning.
• Potential for Competitive Rates: For certain demographics and health profiles, AIG term life insurance rates can be competitive. Getting an `aig term life insurance quote` is necessary to see how they stack up for you.
• Conversion Options: The ability to convert to permanent coverage can be a valuable feature for long-term flexibility.

Cons of AIG Term Life Insurance

• Not Always the Cheapest: While sometimes competitive, `aig term life insurance rates` are not guaranteed to be the lowest available. Many other carriers compete aggressively in the term market.
• Underwriting Can Be Strict: Like most insurers, AIG’s underwriting process assesses risk based on health and lifestyle. Certain health conditions or lifestyle factors might result in higher premiums or denial of coverage compared to other carriers with different underwriting niches.
• Conversion Policy Limitations: The permanent policies available upon conversion might be limited or potentially more expensive than permanent policies available on the open market at that time (though you wouldn’t need to re-qualify medically).

Getting an AIG Term Life Quote

You might search online for an `aig term life insurance quote`, `aig term life quote`, `aig term quote`, or similar phrases. You can often get preliminary `aig life insurance quotes online` directly or through affiliated agents. Keywords like `aig term insurance quote`, `aig quick quote`, and `aig direct life insurance quote` all point towards seeking pricing for their term products. However, remember the limitations of a single-carrier quote.

This is precisely why using Insurance By Heroes is advantageous. When you request a quote from us, we don’t just provide an `aig term insurance quote`. We gather your information once and then compare rates and policy features from AIG alongside dozens of other highly-rated insurance carriers. We know which companies tend to offer better `aig term life insurance rates` (or rates from competitors) for specific situations – whether it’s excellent health, certain managed conditions, or even specific occupations. Our goal isn’t to sell you an AIG policy; it’s to find the best term life policy for *you*, period. We do the comparison shopping so you don’t have to, potentially saving you significant money and ensuring your policy truly meets your needs, including conversion options that align with your potential future goals.

AIG Whole Life Insurance Options

Whole life insurance provides lifelong coverage with fixed premiums and builds cash value over time. AIG offers options in this category, although their most widely known product in recent years, especially for direct-to-consumer markets, is their Guaranteed Issue Whole Life policy, which we’ll cover in the next section. They may also offer other forms of `aig permanent life insurance` or traditional `aig whole life insurance` through different distribution channels, often requiring full medical underwriting.

General Characteristics of AIG Whole Life (Non-Guaranteed Issue)

If AIG offers traditionally underwritten whole life policies, they would typically feature:

• Lifelong Coverage: The policy remains in force for your entire life, provided premiums are paid.
• Level Premiums: Premiums are designed to remain the same throughout the policy’s life.
• Cash Value Growth: A portion of your premium contributes to a cash value account, which grows on a tax-deferred basis at a rate determined by the company. This cash value can typically be borrowed against or surrendered (though doing so reduces the death benefit).
• Potential Dividends: Some whole life policies (issued by mutual companies) may pay dividends, although AIG is a stock company, so its policies are typically non-participating (meaning they don’t pay dividends to policyholders).
• Medical Underwriting: Unlike guaranteed issue, these policies usually require a medical exam and detailed health questions to determine eligibility and premium rates.

Pros of AIG Whole Life Insurance

• Permanent Protection: Offers peace of mind knowing coverage won’t expire.
• Cash Value Accumulation: Provides a forced savings mechanism with tax-deferred growth.
• Premium Stability: Fixed premiums make budgeting predictable.

Cons of AIG Whole Life Insurance

• Higher Cost: `AIG whole life insurance rates` (and whole life rates in general) are substantially higher than term life rates for the same initial death benefit.
• Lower Initial Coverage: Due to the higher cost, you might only be able to afford a lower death benefit compared to term insurance.
• Complexity: Understanding cash value growth, loan provisions, and surrender values can be more complex than term insurance.
• Potentially Lower Returns: Cash value growth rates in whole life policies are often conservative compared to other long-term investments (though they come with guarantees).

Comparing AIG Whole Life Insurance Quotes

If you’re looking for `aig whole life insurance quotes` or information on `aig whole life insurance rates`, it’s crucial to compare them against offerings from other carriers specializing in permanent insurance. The structure, guarantees, and cash value performance can vary significantly between companies.

At Insurance By Heroes, we understand that choosing permanent life insurance is a major financial decision. We believe it’s essential to compare not just the `aig whole life` options but also policies from competitors known for strong cash value performance or specific underwriting advantages. Because we are an independent agency, we can provide objective comparisons of `aig permanent life insurance` against policies from numerous other carriers. We’ll help you analyze the illustrations, understand the guarantees, and determine if whole life insurance, whether from AIG or another company, truly aligns with your long-term financial objectives. Our commitment, rooted in our background of service, is to ensure you get the policy that provides the best long-term value for your specific goals, not just sell you the first product available.

AIG Guaranteed Issue Whole Life (GIWL): A Closer Look

One of AIG’s most visible life insurance products, especially for older applicants or those with health concerns, is their Guaranteed Issue Whole Life insurance, often referred to as `aig giwl` or `aig guaranteed issue whole life`.

This type of policy is specifically designed for individuals who might struggle to qualify for medically underwritten life insurance due to pre-existing health conditions. It falls under the umbrella of `aig final expense life insurance` or `aig burial insurance`, as the coverage amounts are typically modest and intended primarily to cover end-of-life costs.

What is Guaranteed Issue Life Insurance?

The defining characteristic is the “guaranteed acceptance.” If you meet the age requirements (typically between 50 and 80 or 85, varying by state and company) and reside in a state where the product is offered, you cannot be turned down for health reasons. There are no medical exams to take and no health questions to answer.

Key Features of AIG Guaranteed Issue Whole Life (GIWL)

• Guaranteed Acceptance: No medical exam or health questions required for eligibility within the specified age range (e.g., 50-85).
• Modest Coverage Amounts: Death benefits are typically small, often ranging from $5,000 up to $25,000. This aligns with its purpose as `aig funeral cover` or `aig final expense life insurance`.
• Whole Life Coverage: Like other whole life policies, it’s designed to last your entire lifetime as long as premiums are paid.
• Fixed Premiums: Premiums remain level throughout the policy’s duration.
• Graded Death Benefit: This is a critical feature. If the insured passes away from natural causes (illness) during the first two years of the policy (sometimes three years), the beneficiaries typically receive only a return of the premiums paid, possibly with some interest (e.g., 10%). The full death benefit is usually only paid if death occurs due to an accident during this initial period or from any cause after the graded period ends. This protects the insurance company from individuals buying coverage only when they know their death is imminent from illness.
• Cash Value: These policies do build some cash value, but it grows very slowly due to the higher insurance costs associated with guaranteed acceptance.

Pros of AIG GIWL

• Accessibility: Provides a life insurance option for those who might otherwise be uninsurable due to poor health. Covers `aig life insurance for seniors` who may have developed health issues.
• Simplicity: The application process is straightforward with no medical underwriting.
• Peace of Mind: Offers a way to cover final expenses like funeral costs (`aig funeral plan`), preventing burdens on loved ones.

Cons of AIG GIWL

• High Cost Per Dollar of Coverage: `AIG guaranteed life insurance rates` are significantly higher than medically underwritten policies because the insurer accepts all applicants within the age range, regardless of health.
• Graded Death Benefit: The limited payout for non-accidental death in the first two years is a major drawback if the primary need is immediate full coverage.
• Limited Coverage Amounts: The maximum death benefit ($25,000 or sometimes less) may not be sufficient for all final expense needs or other financial goals.
• Slow Cash Value Growth: Don’t expect significant cash value accumulation compared to underwritten whole life policies.

Is AIG GIWL the Right Choice?

If you’re looking for `aig final expense life insurance`, `aig burial insurance`, or `aig guaranteed issue` coverage because you have significant health problems that prevent you from qualifying for other types of insurance, AIG’s GIWL product is one potential solution. You might search for an `aig giwl quote` or compare `aig guaranteed life insurance rates`.

However, it is absolutely essential to explore other options first. Many individuals overestimate how difficult it is to qualify for medically underwritten (or simplified issue, which involves some health questions but no exam) life insurance. Many common conditions, like well-managed diabetes or high blood pressure, may still allow you to qualify for policies with immediate full coverage and much lower premiums than guaranteed issue.

This is where Insurance By Heroes makes a critical difference, especially for seniors or those with health concerns looking for `aig whole life insurance for seniors`. We specialize in navigating the complex underwriting landscape. Before recommending a guaranteed issue policy like `aig giwl`, we’ll assess if you might qualify for a better alternative from one of the dozens of carriers we represent. Many companies offer “simplified issue” final expense policies that ask health questions but skip the exam, often providing immediate coverage at a lower cost than GIWL if you can qualify. Because we work for *you*, not AIG or any single company, we will diligently compare AIG’s guaranteed issue product against all other suitable options – including other guaranteed issue carriers and simplified issue policies – to find the absolute best value and coverage structure for your situation. We aim to get you the most coverage for your premium dollar, with the fewest restrictions possible.

AIG Life Insurance Quotes, Rates, and Cost

Understanding the cost of life insurance is a primary concern for most shoppers. Whether you’re looking for `aig life insurance quotes`, `aig term life insurance rates`, `aig whole life insurance rates`, or the `aig life insurance cost` in general, several factors come into play.

Factors Influencing Life Insurance Rates

Regardless of the carrier (AIG or others), life insurance premiums are based on risk assessment. Key factors include:

• Age: Younger applicants generally get lower rates.
• Health: Your current health status and medical history are crucial. Pre-existing conditions, even managed ones, can impact rates. Underwriting assesses risk based on specific conditions.
• Tobacco Use: Smokers or tobacco users pay significantly higher premiums than non-users.
• Lifestyle: High-risk occupations or hobbies (e.g., piloting, scuba diving) can increase rates.
• Gender: Females statistically live longer, often resulting in slightly lower life insurance rates than males of the same age and health.
• Policy Type: Term life is less expensive initially than whole life or guaranteed issue whole life.
• Coverage Amount (Death Benefit): The larger the death benefit, the higher the premium.
• Term Length (for Term Life): Longer terms (e.g., 30 years) have higher premiums than shorter terms (e.g., 10 years) for the same coverage amount.
• Riders: Adding optional riders increases the premium.

Getting AIG Life Insurance Quotes

Many people start their search online, looking for `aig life insurance quotes online`, an `aig quick quote`, or `aig direct life insurance quote`. AIG and various affiliated websites may offer tools to get preliminary estimates. You might search specifically for `aig term life insurance quote`, `aig whole life insurance quote`, or even an `aig giwl quote`.

While getting an initial `aig life quote` directly can give you a baseline, it’s critical to understand its limitations:

1. It’s Only One Company: The quote reflects only AIG’s pricing based on their specific underwriting rules. Another company might view your health or lifestyle more favorably and offer significantly lower rates.
2. Quotes vs. Approved Rates: Online quotes are often estimates based on limited information. The final approved rate after full underwriting (if applicable) can be different. This is particularly true for `aig direct life insurance rates` obtained without comprehensive health information.
3. Understanding the Policy: A simple quote doesn’t explain the nuances of the policy’s features, limitations, or rider options.

Comparing `life insurance aig quote` results with quotes from other carriers like `axa life insurance quote` (as an example of another major insurer) is essential, but doing this one carrier at a time is incredibly time-consuming.

The Insurance By Heroes Quote Advantage

This is where Insurance By Heroes streamlines the process and adds immense value. Instead of you needing to search for `aig quote life insurance` and then repeating the process for dozens of other companies, you provide your information to us once through our secure quote form.

We then leverage our technology and expertise to instantly compare rates from AIG alongside numerous other top-rated insurance carriers we partner with. We present you with a clear comparison, showing how AIG stacks up against the competition for your specific needs and profile.

More importantly, our team, with its background in service and dedication, understands the nuances of underwriting. We know which carriers are more lenient with specific health conditions, which offer the best value for term conversions, or which have the most competitive rates for final expense policies. We don’t just give you numbers; we provide context and guidance. We help you understand why one company’s rate might be lower than another’s and ensure the policy features align with your goals.

Getting an `aig life insurance cost` estimate is just the start. Getting the *best* cost and the *right* coverage requires comparing the market. Let Insurance By Heroes do that work for you – our priority is finding the optimal solution for your family’s protection.

AIG Annuities and Income Protection (Brief Overview)

While this article focuses primarily on life insurance, it’s worth noting that AIG, particularly through Corebridge Financial, is a major provider of annuities. The keyword `aig annuity` and `corebridge financial aig` point to this significant part of their business.

Annuities are financial contracts typically designed to provide a stream of income, often during retirement. They come in various forms:

• Fixed Annuities: Offer a guaranteed interest rate for a set period.
• Variable Annuities: Allow investment in sub-accounts (similar to mutual funds), offering potential for higher growth but also market risk.
• Fixed Indexed Annuities: Offer returns linked to the performance of a market index (like the S&P 500), with protection against downside loss but often with caps on potential gains.

AIG/Corebridge offers a range of these products. The term `aig income protection` might sometimes refer to disability income insurance, but often in the context of retirement planning, it relates to using annuities to generate a guaranteed income stream that you cannot outlive.

Complexity and Suitability

Annuities can be complex financial instruments with various fees, surrender charges, and specific rules regarding withdrawals and income payouts. Suitability is paramount – an annuity must align with the individual’s overall financial situation, goals, risk tolerance, and time horizon.

Insurance By Heroes Perspective

While Insurance By Heroes specializes primarily in life, home, and auto insurance, we understand that annuities can be part of a comprehensive financial security plan. We believe strongly that decisions about complex products like annuities should only be made after careful consideration and comparison of options from multiple providers.

Just as with life insurance, no single company, including AIG/Corebridge, has the universally best annuity product for every situation. The features, rates, caps, fees, and payout options can vary significantly between carriers. If you are considering an `aig annuity`, we strongly recommend comparing it thoroughly against offerings from other reputable annuity providers.

Our core principle remains the same: empowering you with choice and unbiased information. While we focus on your core insurance needs, we encourage this same comparative approach for all major financial decisions, ensuring the product truly serves your best interests.

The Insurance By Heroes Advantage: Service, Choice, Expertise

Throughout this review of AIG’s life insurance offerings, we’ve consistently highlighted a crucial point: no single insurance company, no matter how large or well-known, is the perfect fit for everyone. A policy that works well for your neighbor might not be the best choice for you due to differences in age, health, financial goals, or family situation. This is why the approach you take to shopping for insurance matters just as much as the company you ultimately choose.

Working with an independent agency like Insurance By Heroes offers distinct advantages over going directly to a single carrier like AIG or using a captive agent who only represents one company.

Rooted in Service

Insurance By Heroes wasn’t founded by typical insurance agents. Our founder is a former first responder and military spouse, and our team includes professionals with similar backgrounds in public service. We understand commitment, duty, and the importance of protecting what matters most. This ethos drives our business. We see our clients not just as policy numbers, but as individuals and families who deserve honest advice and dedicated support. We strive to serve our clients with the same integrity and care found in the communities we come from.

Unbiased Advice Through Choice

As an independent agency, our loyalty is to you, the client, not to any insurance company. We partner with dozens of the nation’s top-rated insurance carriers, including AIG, but also many others like Prudential, Mutual of Omaha, Protective, Banner Life, AXA Equitable (now Equitable), and more. This extensive network allows us to:

• Shop the Entire Market: We compare policies, features, and rates from a wide range of companies to find the most competitive options for your specific needs.
• Offer Objective Recommendations: We have no incentive to push one carrier over another. Our recommendations are based solely on finding the best value and suitability for you.
• Navigate Underwriting Niches: We know which companies tend to be more favorable for certain health conditions, occupations, or lifestyles, helping you find coverage at the best possible rate.

Personalized Service and Expertise

Life insurance can be complex. Term vs. whole life, riders, conversion options, guaranteed issue nuances – it’s a lot to navigate. Our experienced team takes the time to understand your unique circumstances and financial goals. We explain your options in clear, simple terms, cutting through the jargon. We guide you through the application process and act as your advocate with the insurance companies.

Whether you need a simple term policy to cover your mortgage, a final expense policy to protect your loved ones from burial costs, or a more complex permanent policy for estate planning, we have the expertise to help you make an informed decision. We ensure you’re not just buying a policy, but the *right* policy.

Choosing AIG directly only shows you one piece of the puzzle. Choosing Insurance By Heroes gives you the whole picture, ensuring you secure the protection your family deserves at the best possible value.

Get Your Personalized Life Insurance Quote Today

You’ve learned about AIG’s life insurance products – their term life options, whole life policies, and the specifics of their Guaranteed Issue Whole Life for final expenses. You also understand the critical importance of comparing AIG’s offerings against the wider market to ensure you find the best fit for your unique needs and budget.

Now, it’s time to take the next step towards securing peace of mind for your family. Don’t settle for a single quote from just one company. Let Insurance By Heroes put the power of choice in your hands.

By filling out the simple, secure quote form on this page, you gain access to:

• Comparative Quotes: See rates from AIG alongside dozens of other top-rated life insurance carriers, all in one place.
• Expert Guidance: Our dedicated team, rooted in a background of service, will help you understand your options and navigate the selection process.
• Tailored Solutions: We’ll help identify the policy type (term, whole, GIWL) and coverage amount that best aligns with your financial goals and family situation.
• Time and Money Savings: We do the comparison shopping for you, potentially saving you hundreds or even thousands of dollars over the life of your policy.

Getting a quote is fast, easy, and comes with no obligation. Find out today how much you could save and how much more confident you can feel knowing you’ve explored all the best options available through an agency that puts your interests first.

Protect your loved ones’ future. Complete the quote form now and let Insurance By Heroes serve you.

Conclusion

AIG, now closely linked with Corebridge Financial for its life and retirement business, is a major player in the insurance industry, offering a range of products including term life, whole life, guaranteed issue whole life, and annuities. Their offerings, such as Select-a-Term and Guaranteed Issue Whole Life (GIWL), provide potential solutions for various needs, from temporary income replacement to final expense coverage for seniors or those with health issues.

However, the key takeaway is that AIG is just one option among many. The life insurance market is competitive, with numerous carriers offering diverse products, features, and pricing structures. Relying solely on `aig life insurance quotes` or information directly from AIG limits your ability to find the most suitable and affordable coverage.

Insurance By Heroes stands ready to help. As an independent agency founded by a first responder/military spouse and staffed by professionals who understand service, our commitment is to you. We leverage our access to dozens of top carriers to shop the market, compare rates like `aig term life insurance rates` and `aig whole life insurance rates` against competitors, and provide unbiased advice tailored to your unique situation. We believe in empowering our clients through choice and education.

Take control of your life insurance planning. Use the quote tool on this page to start your comparison journey with Insurance By Heroes today.