Joshua Wahls, Author at Insurance By Heroes

All Posts By Joshua Wahls

Humana Life Insurance Review (Updated for 2025)

Securing life insurance is a fundamental step in protecting your loved ones’ financial future. It provides a crucial safety net, ensuring that your family can manage expenses, pay off debts, and maintain their standard of living if you are no longer there to provide for them. In your search for the right policy, you may…

PPLI Explained: HNW Tax Strategy [Updated for 2025]

High-net-worth individuals and families constantly seek sophisticated strategies to preserve and grow wealth while mitigating tax liabilities. Among the specialized tools available, Private Placement Life Insurance (PPLI) often emerges as a powerful, albeit complex, option. Understanding PPLI – what it is, how it works, who it’s for, and its potential benefits and drawbacks – is…

Survivorship Life Insurance Explained (2025 Update)

Planning for the future often involves thinking about protecting loved ones after you’re gone. But what happens when planning involves ensuring financial security or preserving assets after *both* partners in a relationship pass away? This is where a specialized financial tool comes into play: the survivorship life insurance policy. Often referred to as “second-to-die” insurance,…

National Life Group Guide [2025 Update]

Understanding Your Life Insurance Options in 2025 Securing the right life insurance policy is a cornerstone of responsible financial planning. It provides peace of mind, knowing your loved ones will be financially protected if the unexpected happens. As you navigate the complex world of insurance, you’ll encounter many established companies, each with its own history,…

Talcott Life Insurance Review [2025 Update]

Navigating the complex world of life insurance and annuities can feel overwhelming. With so many companies and products available, how do you know which one is the right fit for your unique situation? You might encounter names like Talcott Resolution Life Insurance Company during your research, especially if you have an existing policy that was…

North American Annuity Review [2025 Update]

Planning for retirement often involves exploring various financial tools designed to provide security and income during your non-working years. Annuities are one such tool, offering tax-deferred growth and the potential for a guaranteed income stream. Among the many providers in the market, North American Company for Life and Health Insurance stands out as a prominent…

Best Life & Dental Insurance Guide [2025 Update]

Securing your future and protecting your loved ones involves careful planning. Two critical components of a robust financial safety net are life insurance and dental insurance. While they cover vastly different needs, both contribute significantly to your overall well-being and peace of mind. Finding the “best life dental insurance” isn’t about discovering one magic policy;…

Single Life Annuity Guide [2025]: Maximize Your Income

Planning for retirement income often feels like navigating a complex maze. You want security, predictability, and enough cash flow to enjoy your golden years comfortably. One tool frequently discussed is the annuity, and within that category, the single life annuity stands out for its potential to offer the highest possible payout during your lifetime. But…

MYGA Annuity Guide 2025: Secure Rates Explained

Planning for retirement or seeking financial stability often leads individuals down a path filled with complex choices and market uncertainties. If you’re looking for a way to grow your savings with a guaranteed interest rate, shielded from market volatility, a Multi-Year Guaranteed Annuity, or MYGA, might be a compelling option. But what exactly is a…

NYLIFE Insurance Review [2025]: Is It Right For You?

Securing your family’s financial future is one of the most important steps you can take. Life insurance plays a crucial role in that security, providing a vital safety net should the unexpected happen. Among the many providers in the insurance landscape, New York Life Insurance Company, often known as NYLIFE, stands out as one of…

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