Joshua Wahls, Author at Insurance By Heroes

All Posts By Joshua Wahls

No Waiting Period Burial Insurance [2025 Guide]

Planning for the future often involves thinking about how to protect your loved ones from financial burdens after you pass away. One significant concern for many families is covering final expenses – the costs associated with funerals, burials, cremations, outstanding medical bills, and other debts left behind. Burial insurance, also known as final expense insurance…

Best 30-Year Term Life Insurance: 2025 Guide

Securing your family’s financial future is one of the most important responsibilities you’ll ever undertake. For many people looking for long-term peace of mind, a 30-year term life insurance policy offers a powerful and affordable solution. It provides a safety net during the years when your financial obligations are often highest – raising children, paying…

Joint Life Insurance Guide (Updated for 2025)

Planning for the future often involves protecting the financial well-being of loved ones. For couples or business partners, life insurance is a cornerstone of this planning. While individual policies are common, another option exists: joint life insurance. But is it the right choice for you? Understanding how a joint life policy works, its variations, costs,…

Senior Life Insurance Guide [Updated for 2025]

Planning for the future takes on new meaning as we enter our senior years. While retirement might bring thoughts of travel, family, and relaxation, it is also a crucial time to ensure financial security for loved ones left behind. Life insurance remains a vital tool for seniors, providing peace of mind and essential funds when…

Medicare Funeral Benefits? [2025 Facts]

Planning for the future often involves considering healthcare needs as we age, and Medicare is a vital part of that equation for millions of Americans. However, a common question arises when thinking about end-of-life arrangements: Does Medicare help pay for funeral costs or offer any kind of burial benefits? It’s a sensitive topic, but understanding…

Infinite Banking & Life Insurance Guide [Updated for 2025]

Life insurance is often thought of solely as a safety net for loved ones after you’re gone. While providing that crucial death benefit is its primary purpose, certain types of permanent life insurance, particularly whole life, offer living benefits that can become powerful financial tools. One strategy gaining attention is “Infinite Banking,” sometimes referred to…

Lincoln Heritage Life Insurance Review (2025 Update)

Planning for the future often involves uncomfortable conversations, especially around end-of-life expenses. Yet, ensuring your loved ones aren’t burdened with funeral costs, medical bills, or other outstanding debts is a profound act of care. Final expense life insurance is designed specifically for this purpose, providing a relatively small death benefit intended to cover these costs.…

Lincoln Heritage Burial Insurance Review (2025)

Planning for end-of-life expenses is a crucial step in securing peace of mind for yourself and your loved ones. It’s a topic many prefer to avoid, yet addressing it proactively prevents future financial strain and emotional distress for your family during a difficult time. One name frequently encountered in this space is Lincoln Heritage Life…

Pacific Life Insurance: 2025 Review & Rates Guide

Choosing the right life insurance policy is one of the most crucial financial decisions you can make for your family’s future. It provides a vital safety net, ensuring your loved ones are financially protected even if you’re no longer there. With numerous carriers available, understanding the strengths and offerings of major companies like Pacific Life…

Life Insurance With No Waiting Period? No Problem. [Updated for 2025]

Planning for the future often involves securing financial protection for your loved ones. Life insurance is a cornerstone of this planning, providing a safety net when it’s needed most. However, a common concern is the waiting period sometimes associated with policies, particularly those designed for individuals who might not qualify for traditional coverage. Many people…

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