Insurance By Heroes
Final Expense Affordability Index
Do you provide cremation, burial or funeral services?
Submit Your pricesYour funding plan
What part of your final-expense plan is still unfunded?
Use a written provider estimate or enter your own planned service total. Add only items missing from that total, then subtract resources you have actually set aside for this purpose. The map's separate category averages are not a funeral package and are not added here.
Your entered plan
- Planned costs
- Allocated resources
- Remaining funding gap
Remaining gap = max(0, entered costs − allocated available resources). This is planning arithmetic, not a provider quote, insurance quote or recommendation to buy that amount.
Compare how you could fill the remaining gap through savings, preplanning or a review of existing coverage. If insurance fits, compare affordability and the benefit payable from the start before choosing a policy.
Discuss ways to cover my remaining gapFor policy comparisons, use our final-expense guide, parent purchase kit and initial-benefit comparison.
Use the entered gap when discussing existing benefits, payment arrangements or available assistance with the provider. Review the written bill and available resources before committing.