All Posts By Joshua Wahls
Joshua Wahls is the founder of Insurance By Heroes, an independent life insurance agency based in Pasadena, Maryland. He helps consumers compare life insurance options across multiple carriers, with a focus on term life, final expense, no-exam coverage, high-risk underwriting, and life insurance for families with health conditions. National Producer Number: 19191959. View licensing and verification details at https://insurancebyheroes.com/licensing/.

Transamerica Universal Life Insurance Review: 2026 Update

Planning for your family’s future financial security is one of the most important responsibilities you have. Life insurance is a cornerstone of that planning, providing a vital safety net should the unexpected happen. Among the many types of life insurance available, universal life (UL) insurance offers a unique blend of permanent coverage and cash value…
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Aetna Final Expense Insurance Review 2025: Is It Right For You?

Planning for end-of-life expenses is a crucial step in securing peace of mind for yourself and protecting your loved ones from financial hardship during a difficult time. Final expense life insurance is designed specifically for this purpose, covering costs like funerals, burials, medical bills, and outstanding debts. One prominent name in this market is Aetna.…
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Gerber Insurance Review (2025): Life & Medigap Guide

When you hear the name “Gerber,” chances are the first thing that comes to mind is the iconic baby face recognized around the world. For decades, Gerber has built a reputation centered on trust and caring for families. This reputation extends to the Gerber Life Insurance Company, which offers a range of insurance products designed…
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AARP Burial Insurance Review (2025): Worth It?

Planning for the future often involves considering uncomfortable topics, like how end-of-life expenses will be managed. Ensuring your loved ones aren’t burdened with funeral costs, medical bills, or outstanding debts during a difficult time provides invaluable peace of mind. This is where final expense insurance, often called burial insurance, comes into play. Many seniors and…
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Fidelity Life Insurance 2025: Rates, Policies & Expert Review

Choosing the right life insurance policy is one of the most important decisions you can make for your family’s financial security. It provides peace of mind, knowing that your loved ones will be protected financially if the unexpected happens. Fidelity Life Insurance is a name you might encounter during your search, offering various policies designed…
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Best Burial Insurance Plans: 2025 Guide

Planning for the future often involves uncomfortable conversations, but few topics are as crucial, yet sensitive, as preparing for end-of-life expenses. The cost associated with funerals, burials, and related services can place a significant financial burden on grieving families. Fortunately, a specific type of insurance exists to alleviate this stress: burial insurance. Understanding your options…
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Aflac Life Insurance Review [2025]: Costs & Coverage Guide

Life insurance is a cornerstone of financial planning, providing a vital safety net for your loved ones if the unexpected happens. When exploring options, you’ve likely come across Aflac, a company widely recognized, often through workplace benefits programs. You might be wondering about Aflac life insurance, specifically their policies, costs, and whether they offer the…
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Colonial Life Insurance Review 2025: Rates & Plans

Navigating the world of insurance can feel overwhelming. With so many companies and policy types, how do you know where to start? Colonial Life & Accident Insurance Company is a name you might encounter, especially in workplace benefits settings. But are their plans the right fit for you and your family? This guide provides an…
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Best No Exam Life Insurance Over 50 in 2026

Securing life insurance later in life is a responsible step towards protecting your loved ones financially. Many people over 50, 60, and even 70 assume that getting coverage requires a lengthy application process, including a full medical exam with blood tests and urine samples. While this traditional underwriting route exists, there’s a growing demand for…
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Gerber Guaranteed Life Insurance Review: 2026 Update

Planning for end-of-life expenses is a crucial step in securing peace of mind for yourself and your loved ones. However, finding affordable life insurance can sometimes feel challenging, especially for seniors or individuals with pre-existing health conditions. One option you may have encountered is Gerber Guaranteed Life Insurance. Known for its guaranteed acceptance, it promises…
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