Licensing and License Verification

Insurance By Heroes is an independent life insurance agency based in Pasadena, Maryland. We help clients compare life insurance options from multiple insurance carriers, subject to state availability, carrier eligibility rules, underwriting approval, and policy terms.

This page is provided so consumers can identify our agency and verify licensing information before requesting quotes or applying for coverage.

Agency Information

Business name: Insurance By Heroes
Founder: Joshua Wahls
National Producer Number: 19191959
Phone: 443-214-3500
Email: [email protected]
Mailing address: 4301 Mountain Road, #35, Pasadena, MD 21123
Website: https://insurancebyheroes.com/

Insurance By Heroes is not available in New York.

License Information

The following state license numbers are provided for consumer verification. Effective dates, expiration dates, CE dates, and internal notes are intentionally not listed on this page.

State License Number
Alabama 3000964951
Alaska 3003086926
Arizona 19191959
Arkansas 19191959
California 4381848
Colorado 652121
Connecticut 19191959
Delaware 3000788534
District of Columbia 3003086904
Florida G100811
Georgia 3359506
Hawaii 19191959
Idaho 19191959
Illinois 19191959
Indiana 3577195
Iowa 19191959
Kansas 19191959
Kentucky DOI-1095069
Louisiana 1131670
Maine PRN483800
Maryland 3000565052
Massachusetts 19191959
Michigan 19191959
Minnesota 40920226
Mississippi 10698508
Missouri 3000948507
Montana 3003086910
Nebraska 19191959
Nevada 4206718
New Hampshire 19191959
New Jersey 3004148787
New Mexico 19191959
North Carolina 19191959
North Dakota 19191959
Ohio 1567623
Oklahoma 3000833877
Oregon 19191959
Pennsylvania 939507
Rhode Island 3004148985
South Carolina 19191959
South Dakota 19191959
Tennessee 2491981
Texas 2452638
Utah 792441
Vermont 3003086900
Virginia 1167290
Washington 1256958
West Virginia 19191959
Wisconsin 19191959
Wyoming 663768

How To Verify a License

You can verify an insurance producer license through your state insurance department or through NIPR's producer lookup tools. Search by producer name, National Producer Number, or license number.

Useful verification sources:

  • NIPR Producer Database: https://nipr.com/help/look-up-your-npn
  • Maryland Insurance Administration: https://insurance.maryland.gov/
  • NAIC state insurance department directory: https://content.naic.org/state-insurance-departments

Important Availability Notes

Availability of insurance products varies by state. Eligibility criteria for each insurer depend on factors including state of residence, age, gender, health history, lifestyle, and carrier underwriting guidelines.

No-waiting-period plans require medical approval and remain subject to policy terms, contestability provisions, exclusions, and carrier underwriting rules. Guaranteed issue plans that do not ask health questions generally include a waiting period before full benefits become payable, as defined by the insurer.

Coverage offered through this site may be underwritten by Aflac, American Amicable, Chubb, CICA, Corebridge Financial, Ethos, Gerber Life, Guarantee Trust Life, Mutual of Omaha, Royal Neighbors of America, SBLI, and other insurance carriers. Carrier availability may vary by state and product.

Questions

If you have questions about our licensing, service area, or the carriers we represent, contact us at 443-214-3500 or [email protected].