Blog

Prostatectomy and IUL Coverage: Your 2026 Guide to Indexed Universal Life Bottom Line. If you have had a prostatectomy and are exploring indexed universal life (IUL) insurance, approval is very achievable. Most carriers will offer coverage, though your rate class…

Primary Sclerosing Cholangitis and IUL Coverage in 2026 Bottom Line. Primary sclerosing cholangitis does affect your life insurance options, but IUL and GUL policies remain available for many people living with PSC. Rates will likely be higher than standard, yet…

Primary Immunodeficiency Life Insurance (IUL & GUL) in 2026 Bottom Line. Primary immunodeficiency does affect your life insurance options, but coverage through indexed universal life (IUL) and guaranteed universal life (GUL) policies is absolutely available. Expect a table rating in…

Primary Hyperparathyroidism Life Insurance (IUL & GUL) in 2026 Bottom Line. Primary hyperparathyroidism will affect your life insurance rates for both Indexed Universal Life (IUL) and Guaranteed Universal Life (GUL) policies. Most applicants with this condition do qualify for coverage,…

Primary Biliary Cholangitis Life Insurance (IUL & GUL) in 2026 Bottom Line. Primary biliary cholangitis does affect life insurance underwriting, but coverage through indexed universal life (IUL) and guaranteed universal life (GUL) policies remains available. Expect a table rating in…

Prediabetes IUL and GUL Options: Your 2026 Guide Bottom Line. For readers weighing which carrier to entrust with a permanent policy, our IUL company selection guide lines up the indexing options and fee schedules each one publishes. Prediabetes and indexed…

POTS and Life Insurance: IUL & GUL Options in 2026 Bottom Line. Postural orthostatic tachycardia syndrome (POTS) does affect life insurance underwriting, but coverage through indexed universal life (IUL) and guaranteed universal life (GUL) policies remains available in 2026. You…

Can You Get IUL Insurance with PTSD? Approval and Cost Explained Bottom Line. Post-traumatic stress disorder and indexed universal life insurance can absolutely go together. Most applicants with well managed PTSD qualify for IUL or GUL policies, though ratings vary…

Porphyria and IUL Coverage: What to Expect in 2026 Bottom Line. Porphyria does affect your indexed universal life (IUL) insurance rates, and most applicants should expect a table rating rather than standard pricing. However, coverage is absolutely available, and working…

Poor Circulation and IUL Coverage: What to Expect in 2026 Bottom Line. Poor circulation and IUL eligibility are closely linked, but having circulatory issues does not disqualify you from indexed universal life insurance. Most applicants with poor circulation get approved…