Pyloric Stenosis and IUL Coverage: What to Know in 2026

Pyloric Stenosis and IUL Coverage: What to Know in 2026 Bottom Line. Pyloric stenosis rarely disqualifies you from indexed universal life insurance. Most applicants with a history of this condition, especially when it was surgically corrected in infancy, can qualify for IUL or GUL coverage. The key is applying with the right carrier through an…
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Pulmonary Valve Stenosis and IUL Coverage in 2026

Pulmonary Valve Stenosis and IUL Coverage in 2026 Bottom Line. If you have pulmonary valve stenosis and are exploring indexed universal life (IUL) insurance, approval is very possible. Most applicants with mild to moderate stenosis qualify, though table ratings are common. Working with an independent agency that shops many carriers can mean thousands saved over…
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Pulmonary Sequestration Life Insurance in 2026: IUL and GUL Options

Pulmonary Sequestration Life Insurance in 2026: IUL and GUL Options Bottom Line. Pulmonary sequestration does affect your life insurance options, but coverage through indexed universal life (IUL) and guaranteed universal life (GUL) policies is absolutely available. Expect a table rating in most cases. An independent agency that shops multiple carriers can often find significantly better…
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Pulmonary Hypertension Life Insurance (IUL & GUL) in 2026

Pulmonary Hypertension Life Insurance (IUL & GUL) in 2026 Bottom Line. Pulmonary hypertension does affect your life insurance options, but indexed universal life (IUL) and guaranteed universal life (GUL) policies are still within reach. Most applicants with controlled pulmonary hypertension qualify at a table rating, and shopping across carriers can save you thousands over the…
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Pulmonary Embolism and IUL Coverage: Your 2026 Guide

Pulmonary Embolism and IUL Coverage: Your 2026 Guide Bottom Line. If you have a history of pulmonary embolism, indexed universal life (IUL) insurance is available to you in 2026. Most applicants with a stable recovery will qualify at a rated class rather than standard, but shopping across carriers can save you hundreds of dollars annually…
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Pulmonary Atresia Life Insurance (IUL & GUL) in 2026

Pulmonary Atresia Life Insurance (IUL & GUL) in 2026 Bottom Line. Pulmonary atresia does affect your life insurance options, but coverage through indexed universal life (IUL) and guaranteed universal life (GUL) policies is available from multiple carriers. Expect a table rating in most cases. An independent agency that shops many carriers can often find significantly…
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Pulmonary Arterial Hypertension Life Insurance: IUL & GUL Options in 2026

Pulmonary Arterial Hypertension Life Insurance: IUL & GUL Options in 2026 Bottom Line. Pulmonary arterial hypertension does not disqualify you from life insurance. If your condition is controlled on one or two medications, many carriers will offer indexed universal life (IUL) or guaranteed universal life (GUL) at standard or near standard rates. The key is…
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Psoriatic Arthritis and IUL Insurance: Your 2026 Guide

Psoriatic Arthritis and IUL Insurance: Your 2026 Guide Bottom Line. Psoriatic arthritis and IUL (indexed universal life) coverage can absolutely work together. Most applicants with controlled PsA qualify at a table rating, meaning higher premiums but real, lasting protection. The right preparation and an independent agency comparison can save you thousands over the life of…
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Psoriasis and IUL Insurance: Your 2026 Guide to Getting Covered

Psoriasis and IUL Insurance: Your 2026 Guide to Getting Covered Bottom Line. If you have psoriasis and want an indexed universal life (IUL) policy, approval is very likely. Most applicants with controlled psoriasis qualify at a modest table rating. The key is working with an independent agency that shops multiple carriers to find you the…
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Proteinuria and IUL Insurance: Your 2026 Guide to Getting Covered

Proteinuria and IUL Insurance: Your 2026 Guide to Getting Covered Bottom Line. Proteinuria does affect your indexed universal life (IUL) insurance rates, and most applicants with protein in their urine will face a table rating. But coverage is absolutely available, and the right approach can save you thousands over the life of your policy. Proteinuria…
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