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Hyperglycemia and IUL Life Insurance: Your 2026 Guide to Getting Covered Bottom Line. Hyperglycemia does affect your indexed universal life (IUL) insurance rates, and most applicants with elevated blood sugar will face a table rating rather than standard pricing. However,…

Hydrocephalus and IUL Insurance: Your 2026 Guide to Getting Covered Bottom Line. Hydrocephalus does affect your indexed universal life (IUL) insurance options, but coverage is absolutely available in 2026. Most applicants with a stable, treated condition can expect approval at…

History of Stroke and IUL Coverage: Your 2026 Guide Bottom Line IUL or GUL coverage may be possible after a stroke, depending on time since the event and your recovery. A single event, fewer lasting impairments and documented functional independence…

History of Heart Attack and Your IUL and GUL Options in 2026 Bottom Line. A history of heart attack does not disqualify you from indexed universal life (IUL) or guaranteed universal life (GUL) coverage. Most survivors can get approved, though…

History of Cancer and Your IUL or GUL Options in 2026 Bottom Line. A history of cancer does not automatically disqualify you from indexed universal life (IUL) or guaranteed universal life (GUL) coverage. Carriers evaluate your specific cancer type, stage,…

Hirschsprung Disease and IUL Coverage: Your 2026 Guide Bottom Line. If you have Hirschsprung disease and are exploring indexed universal life (IUL) insurance, approval is very possible. Most applicants with a stable surgical history and good functional recovery can secure…

High Cholesterol IUL Options: Affordable Coverage in 2026 Bottom Line. If permanent cash-value coverage is part of your plan, our IUL company selection guide matches each carrier’s table-rating flexibility to the lipid numbers behind it. High cholesterol and indexed universal…

High Blood Pressure IUL and GUL Options in 2026 Bottom Line. If you want coverage built around locked premiums, our guide to GUL insurance rates explains how the no-lapse guarantee keeps your cost fixed for life. High blood pressure does…

Hidradenitis Suppurativa Life Insurance: IUL & GUL Options in 2026 Bottom Line. Hidradenitis suppurativa does affect your life insurance options, but indexed universal life (IUL) and guaranteed universal life (GUL) policies are available to most applicants. Expect a table rating…

Hiatal Hernia IUL and Life Insurance Options in 2026 Bottom Line. If you have a hiatal hernia and are exploring indexed universal life insurance, approval is very likely. Most hiatal hernias are mild and insurable, though your rate class may…