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Cardiovascular Disease IUL and GUL Options in 2026 Bottom Line. Cardiovascular disease does affect your indexed universal life (IUL) and guaranteed universal life (GUL) pricing, but coverage is absolutely available. Most applicants with heart conditions get approved, often at a…

Cardiomegaly and IUL Coverage: Your 2026 Guide to Getting Approved Bottom Line When reviewing indexed universal life insurance for someone with an enlarged heart, insurers may consider the cause, how well the heart pumps and how the condition is managed.…

Bypass Surgery and IUL Coverage: Your 2026 Guide to Getting Approved Bottom Line. Getting an Indexed Universal Life (IUL) policy after bypass surgery is absolutely possible in 2026. You will likely pay above standard rates, but the right preparation, timing,…

Bulimia and IUL Insurance: Getting Covered in 2026 Bottom Line. Bulimia does affect your options for indexed universal life (IUL) insurance, and you will likely face a table rating that increases your premium. But coverage is absolutely available, and the…

Brugada Syndrome Life Insurance (IUL & GUL) in 2026 Bottom Line. If you have Brugada syndrome and are exploring IUL or GUL life insurance options, coverage is absolutely available. Most applicants receive approval at a table rating, meaning premiums run…

Bronchiectasis Life Insurance (IUL & GUL) in 2026 Bottom Line IUL or GUL coverage may be possible with bronchiectasis, with pricing dependent on your medical history. Underwriters assess the underlying cause, lung function, infection frequency, and oxygen use; mild, stable…

Blood Clots and IUL Insurance: Your 2026 Guide to Getting Covered Bottom Line IUL coverage may be possible after blood clots, with pricing dependent on your medical history. Time since the event, recurrence, and anticoagulation stability matter; a clot with…

Biliary Atresia and IUL Life Insurance Options in 2026 Bottom Line. Biliary atresia does affect your life insurance options, but indexed universal life (IUL) and guaranteed universal life (GUL) policies are available for many applicants. Rates will likely be higher…

Benign Prostatic Hyperplasia and IUL: Your 2026 Guide Bottom Line. Benign prostatic hyperplasia (BPH) does affect your indexed universal life insurance rates, but approval is very much within reach. Most men with BPH qualify for coverage, often at a table…

Behcet’s Disease Life Insurance in 2026: IUL and GUL Options Explained Bottom Line. If you have Behcet’s disease and want indexed universal life (IUL) or guaranteed universal life (GUL) coverage, approval is absolutely possible. Most applicants receive a table rating…