Carpal Tunnel Syndrome and IUL Insurance: Your 2026 Guide

Carpal Tunnel Syndrome and IUL Insurance: Your 2026 Guide Bottom Line. Carpal tunnel syndrome and indexed universal life insurance can absolutely go together. Most people with this condition qualify for IUL or GUL coverage, though you may face a table rating that increases your premium. The right carrier match and proper documentation can save you…
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Carotid Stenosis Life Insurance in 2026: IUL and GUL Options Explained

Carotid Stenosis Life Insurance in 2026: IUL and GUL Options Explained Bottom Line. Carotid stenosis does affect your life insurance options, but coverage through indexed universal life (IUL) and guaranteed universal life (GUL) policies remains available in 2026. Most applicants receive a table rating rather than a decline. An independent agency that shops many carriers…
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Cardiovascular Disease IUL and GUL Options in 2026

Cardiovascular Disease IUL and GUL Options in 2026 Bottom Line. Cardiovascular disease does affect your indexed universal life (IUL) and guaranteed universal life (GUL) pricing, but coverage is absolutely available. Most applicants with heart conditions get approved, often at a table rating that adds a manageable amount to the monthly premium. The right carrier match…
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Cardiomegaly and IUL Coverage: Your 2026 Guide to Getting Approved

Cardiomegaly and IUL Coverage: Your 2026 Guide to Getting Approved Bottom Line. Cardiomegaly does affect your indexed universal life (IUL) insurance rates, and most applicants with an enlarged heart will face a table rating. But coverage is absolutely available, and the right preparation combined with an independent agency shopping many carriers can save you thousands…
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Bypass Surgery and IUL Coverage: Your 2026 Guide to Getting Approved

Bypass Surgery and IUL Coverage: Your 2026 Guide to Getting Approved Bottom Line. Getting an Indexed Universal Life (IUL) policy after bypass surgery is absolutely possible in 2026. You will likely pay above standard rates, but the right preparation, timing, and an independent agency that shops many carriers can save you hundreds of dollars every…
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Bulimia and IUL Insurance: Getting Covered in 2026

Bulimia and IUL Insurance: Getting Covered in 2026 Bottom Line. Bulimia does affect your options for indexed universal life (IUL) insurance, and you will likely face a table rating that increases your premium. But coverage is absolutely available, and the right strategy paired with the right carrier can save you hundreds of dollars a year.…
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Brugada Syndrome Life Insurance (IUL & GUL) in 2026

Brugada Syndrome Life Insurance (IUL & GUL) in 2026 Bottom Line. If you have Brugada syndrome and are exploring IUL or GUL life insurance options, coverage is absolutely available. Most applicants receive approval at a table rating, meaning premiums run higher than standard, but an independent agency that shops many carriers can often find a…
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Bronchiectasis Life Insurance (IUL & GUL) in 2026

Bronchiectasis Life Insurance (IUL & GUL) in 2026 Bottom Line. Bronchiectasis does affect your life insurance options, but indexed universal life (IUL) and guaranteed universal life (GUL) coverage remain available through many carriers. You will likely pay more than someone without a lung condition, and the right agency can help you minimize that extra cost…
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Blood Clots and IUL Insurance: Your 2026 Guide to Getting Covered

Blood Clots and IUL Insurance: Your 2026 Guide to Getting Covered Bottom Line. If you have a history of blood clots and are looking at indexed universal life (IUL) insurance, approval is very likely. Most applicants with a stable clotting history and proper anticoagulation therapy can secure coverage, though table ratings are common. The right…
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Biliary Atresia and IUL Life Insurance Options in 2026

Biliary Atresia and IUL Life Insurance Options in 2026 Bottom Line. Biliary atresia does affect your life insurance options, but indexed universal life (IUL) and guaranteed universal life (GUL) policies are available for many applicants. Rates will likely be higher than standard, yet an independent agency that shops multiple carriers can often find significantly better…
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