Blog
We've served the nation. Now we serve you.
April 18, 2025
Bottom Line If a Guardian term offer includes conversion without new medical underwriting, it may suit temporary needs with a future permanent option. Check the conversion deadline, eligible permanent policies and the premium at your conversion age. Compare term life…
Read more
April 18, 2025
Bottom Line AARP's life insurance program is underwritten by New York Life. Compare rising term premiums with whole life's fixed premiums, and check guaranteed acceptance's early natural-death restrictions. No physical exam does not mean every product skips health assessment. Compare…
Read more
April 18, 2025
Bottom Line If you receive a United Freedom Benefits funeral insurance offer, identify the insurer named on the policy and compare its benefit terms. No exam does not necessarily mean no health questions; guaranteed issue commonly restricts early natural-death payouts.…
Read more
April 17, 2025
Bottom Line If you receive a Great Western offer, compare its premium and health requirements with alternatives. If it limits early natural-death payouts, check whether another carrier offers full benefits immediately for your health profile. Compare burial insurance policy quotes…
Read more
April 17, 2025
Bottom Line Compare funeral insurance providers on health eligibility, sustainable premiums and when the full death benefit starts. Explore level benefits before accepting a waiting period for natural death, and size coverage to realistic final expenses rather than an advertised…
Read more
April 17, 2025
Bottom Line Foresters may fit if you value fraternal member benefits alongside final expense coverage and its premium is competitive for you. Check the offer's health questions and whether it limits early payouts for natural death. Compare final expense insurance…
Read more
April 17, 2025
Securing your family’s financial future is a fundamental goal, and life insurance plays a crucial role in achieving that peace of mind. Among the various options available, whole life insurance stands out for its permanence and cash value growth potential.…
Read more
April 17, 2025
Bottom Line If you receive a LifeShield whole life offer, compare its guaranteed values and premiums you can sustain. Check the issuing insurer, health questions and optional benefits before treating lifelong coverage as worth the higher cost. Compare alternative whole…
Read more
April 17, 2025
Bottom Line Costco's Protective program offers Member Advantage Life term insurance for a set coverage period. Buyers seeking lifelong protection or cash value should compare permanent policies separately. Premiums increase in year six, and coverage requires underwriting approval. Compare permanent…
Read more
April 17, 2025
Bottom Line The right whole life company depends on policy guarantees and premiums for your age, health and coverage amount. Compare guaranteed cash values separately from projected dividends, which aren't guaranteed, and check the cost and terms of needed riders.…
Read more
