Mental Health and Substance Use
Browse Mental Health and Substance Use guides, compare your options, and request a personalized life insurance quote from Insurance By Heroes.
Use this directory to browse mental health and substance use and find underwriting guidance for specific diagnoses and medical histories. Choose the guide that most closely matches your situation, then compare recommendations with your budget and coverage goals.
Return to Life Insurance with Health Conditions to browse the complete topic directory.
Browse the guides
- ADHD Life Insurance After Being Declined: Your Options in 2026
- ADHD No Exam Life Insurance: Your Best Options in 2026
- ADHD and Final Expense Insurance: Your Coverage Options in 2026
- ADHD and IUL Insurance: Your 2026 Guide to Indexed Universal Life
- ADHD and Life Insurance in 2026: Controlled vs Uncontrolled Rates
- Anxiety & Term Life Insurance: 2026 Rates & Approval Tips
- Anxiety After Being Declined for Life Insurance in 2026
- Anxiety Disorder Final Expense Insurance: Real Options in 2026
- Anxiety Disorder IUL and GUL Options: Your 2026 Guide
- Anxiety Disorder Life Insurance After Being Declined in 2026
- Anxiety Disorder Life Insurance in 2026: Controlled vs Uncontrolled Rates
- Anxiety and Final Expense Insurance: Your 2026 Options
- Anxiety and IUL Insurance: Your 2026 Guide to Getting Covered
- Anxiety and Life Insurance in 2026: Controlled vs Uncontrolled Rates
- Anxiety and No Exam Life Insurance: Your Options in 2026
- Anxiety and Whole Life Insurance in 2026. What to Expect and How to Save
- Bipolar Disorder Life Insurance After Being Declined in 2026
- Bipolar Disorder Life Insurance: Instant Approval in 2026
- Depression Final Expense Insurance: 2026 Quote Guide
- Depression and IUL Insurance: Your 2026 Guide to Approval
- Depression and Life Insurance After Being Declined – Options in 2026
- Depression and Life Insurance in 2026: Controlled vs Uncontrolled Rates
- Depression and Life Insurance: Instant Approval in 2026
- Depression and Term Life Insurance: 2026 Rates & Approval
- Life Insurance for Social Anxiety: Instant Approval Options in 2026
- NAFLD Life Insurance After Being Declined: Your Options in 2026
- PTSD Life Insurance After Being Declined – Your Options in 2026
- PTSD and IUL Insurance: Your 2026 Guide to Coverage Options
- PTSD and Life Insurance: Controlled vs Uncontrolled Rates in 2026
- Schizoaffective Disorder No Exam Life Insurance Options in 2026
- Schizophrenia No Exam Life Insurance: Real Options in 2026
- Social Anxiety After Being Declined – Life Insurance Options in 2026
- Social Anxiety and Final Expense Insurance: Your Options in 2026
- Social Anxiety and Life Insurance in 2026: Controlled vs Uncontrolled Rates
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General educational information cannot account for every insurer’s underwriting rules. A personalized comparison can help you evaluate available coverage, pricing, and policy features.
Availability, eligibility, and pricing vary by state, insurer, age, health, occupation, and policy design.