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Petit Mal Seizures and IUL Coverage: Your 2026 Guide Bottom Line. If you have petit mal seizures and want an indexed universal life (IUL) policy, approval is very much within reach. Most applicants with controlled absence seizures qualify at a…

Personality Disorder and IUL Coverage in 2026: Real Options Explained Bottom Line. If you have a personality disorder and are exploring IUL (indexed universal life) or GUL (guaranteed universal life) options, coverage is available. You will likely pay above standard…

Pernicious Anemia and IUL Insurance: Your 2026 Guide to Getting Covered Bottom Line. Pernicious anemia does affect your indexed universal life (IUL) insurance rates, and most applicants with this condition will pay above standard pricing. However, coverage is absolutely available,…

Peripheral Vascular Disease Life Insurance in 2026: IUL and GUL Options Bottom Line. Peripheral vascular disease does affect your life insurance options, but coverage through indexed universal life (IUL) and guaranteed universal life (GUL) policies is available from many carriers.…

Peripheral Neuropathy and IUL Coverage: Your 2026 Guide Bottom Line. Peripheral neuropathy does affect your options for indexed universal life insurance, but approval is absolutely within reach for most applicants. The type of neuropathy, its functional impact, and the carrier…

Peripheral Artery Disease Life Insurance in 2026: IUL and GUL Options Bottom Line. Peripheral artery disease does affect your life insurance options, but Indexed Universal Life (IUL) and Guaranteed Universal Life (GUL) policies are absolutely available. Most applicants with stable,…

Periodontal Disease and IUL Insurance: Your 2026 Guide to Approval Bottom Line. Periodontal disease and indexed universal life insurance can absolutely go together. Most applicants with gum disease will qualify for IUL or GUL coverage, though many will face a…

Pericarditis and IUL Coverage: Your 2026 Guide to Approval Bottom Line. Pericarditis does affect your indexed universal life (IUL) insurance rates, but approval is absolutely within reach. Most applicants with a resolved or well managed case of pericarditis qualify for…

Perforated Eardrum and IUL Coverage in 2026 Bottom Line. A perforated eardrum does not disqualify you from indexed universal life insurance. Most applicants with a healed or stable perforation qualify at slightly elevated rates, and working with an independent agency…

Peptic Ulcer IUL and GUL Options: Your 2026 Guide Bottom Line. For readers who want that fixed premium guarantee on their own policy instead, our guide to GUL insurance rates sets out 2026 pricing by age band and guarantee period.…