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Pemphigus and IUL Insurance: Your 2026 Guide to Getting Covered Bottom Line. If you have pemphigus and are exploring indexed universal life (IUL) insurance, approval is possible but you will likely face a table rating. The severity of your condition,…

Pelvic Inflammatory Disease and IUL Coverage in 2026 Bottom Line. Pelvic inflammatory disease (PID) can affect your indexed universal life insurance rates, but approval is absolutely within reach. Most applicants with a resolved or well managed case of PID qualify…

Pectus Excavatum and IUL Coverage: Your 2026 Guide Bottom Line. Pectus excavatum and indexed universal life insurance can work together. Most people with this chest wall condition qualify for IUL or GUL coverage, though a table rating is common. The…

Pectus Carinatum and IUL Coverage: Your 2026 Guide Bottom Line. Pectus carinatum and IUL eligibility depend largely on whether the chest wall condition affects your breathing or heart function. Most applicants with pectus carinatum can get indexed universal life insurance,…

Patent Foramen Ovale and IUL Insurance: Your 2026 Guide Bottom Line. When permanent protection with cash value growth is the goal, our guide to comparing IUL companies lays out the policy charges and index mechanics behind each insurer’s illustration. A…

Patent Ductus Arteriosus and IUL Coverage in 2026 Bottom Line. Patent ductus arteriosus (PDA) will likely affect your indexed universal life insurance rates, but approval is absolutely within reach. Most applicants with a repaired PDA and stable cardiac function qualify…

Past Cancer Diagnosis IUL and GUL Options in 2026 Bottom Line. A past cancer diagnosis does not automatically disqualify you from indexed universal life (IUL) or guaranteed universal life (GUL) coverage. Approval depends on your cancer type, stage, time in…

Partial Seizures and Life Insurance in 2026: IUL & GUL Options Bottom Line. If you have partial seizures and want life insurance, you can absolutely get approved. Most applicants with a controlled seizure disorder qualify for indexed universal life (IUL)…

Parathyroid Adenoma and IUL Insurance: Your 2026 Guide Bottom Line. If you have a parathyroid adenoma and are exploring indexed universal life (IUL) insurance, approval is very achievable. Most applicants with a treated or stable parathyroid adenoma qualify for coverage,…

Paranoid Disorder and IUL Coverage: Your 2026 Guide to Getting Approved Bottom Line. If you have a paranoid disorder and are exploring IUL (indexed universal life) or GUL (guaranteed universal life) options, coverage is available. You will likely face a…